Black businesses are an essential part of the economy. As one of the fastest-growing segments of the U.S. economy, Black businesses contribute an estimated $200 billion to the national economy annually. Research shows that entire […]
What’s a credit score and why is it important Your credit score is a number that tells a story of who you are as a customer. The good news is […]
Savings is a foundational piece to financial health since research has found that unexpected expenses, like car repairs, can become a hardship when people don’t have access to emergency savings […]
by Jess Washington This past Saturday, DW was in attendance for JPMorgan Chase’s Black & Hispanic Wealth Summit held at Gilley’s Dallas. The event quickly sold out, with attendees eager […]
JP Morgan Chase is expressing they have a clear eye view of the challenges ahead. This effort is not a two year or five year plan. The plan cannot be that simple when you’re talking about generational injustice.
JP Morgan Chase is hosting a full day of conversations and informational sessions to support financial health education, wealth-building, and financial inclusion for Dallas’ Black and Hispanic communities.
As kids across the country are gearing up to head back to school, parents and caregivers are looking forward to their children learning new lessons and skills, full of fun and education. While school is a primary place for students to learn, some of the most impactful lessons actually start at home — particularly about money and developing healthy financial habits early.
As many businesses continue to recover from the events of last year, there are several actions that Dallas Black business owners can take to begin to overcome some of these challenges and better position their businesses for success.
Knowing how much you need to save will help you create a focused plan for reaching your goal. To do this, you need to consider how much you can afford for your new home. Keep in mind that most people can qualify for a bigger mortgage than they can comfortably afford. Use a mortgage affordability calculator to help you determine what you could borrow, then speak with a home lending advisor to better understand what fits your budget.
Whether you’re looking to become financially independent, planning for a long-awaited vacation, or saving for a down payment to buy your first home, it’s important to become aware of the tools and skills available to help make your financial journey as smooth as possible.