Overview:
Money is essentially stored energy that we earn through work or ideas, which can be used to fund future needs such as education or retirement. However, not all forms of savings are equal. Traditional savings accounts in banks are prone to inflation, which erodes the value of savings over time. Stocks and gold can also lose value due to competition and inflation, respectively. Bitcoin, on the other hand, is a decentralized digital currency with a limited supply of 21 million, making it a more secure and reliable store of value. Bitcoin is the anchor of a new digital asset system, providing a simple and trustworthy way to store energy and maintain value over time.
Money is what powers our life. Everything we do—building, working, serving, growing—requires energy. And when we give our energy to society in the form of work or ideas, we get money back in return. That money is just stored energy. It’s how we bottle up the value we’ve created so we can use it later.
Maybe we’ll use it to help our kids go to school. Maybe we’ll give it to our church or our neighborhood to lift people up. Maybe one day we just won’t want to work as hard, and we’ll need that energy saved up to keep living well. That’s what savings are. They’re not just numbers in a bank account—they’re our life energy stored for the future.
But here’s the part nobody teaches us: not all savings are created equal.
There are different “storage devices” for your money. Some hold energy well, others leak like crazy.
Keeping Your Savings Truly Safe
Let’s start with the banks. Saving money in a bank feels safe, but it’s actually one of the worst energy storage devices out there. That’s because the banking system is built on debt. It’s designed to create more money over time. The more money they create, the more the money you’ve saved leaks value. That’s what inflation is. It’s the system slowly draining the energy you worked so hard to store.
And the inflation numbers the government reports? That’s only half the story. If you really want to see how much energy is leaking out of your savings, look at prices in gold. Over time, you’ll see the truth—your savings are shrinking even faster than you thought.
Now, some people save in stocks. That’s a little better because you’re storing your energy in real companies that create real value. But even stocks can leak. Think about something like McDonald’s. It might grow for a while, but fast food restaurants are easy to copy. If too many businesses do the same thing, that value gets spread out—more competition, more shares, more leakage.
Even a big, strong company like Apple still leaks over time. It has to fight off new competitors, stay relevant, and keep growing just to maintain its value. Some companies with big monopolies can be good storage for a while, but nothing is perfect—not in the long run.
Unstable Alternatives
I put every other cryptocurrency that’s not Bitcoin into the “stock” category. They solve a problem, but the code they’re built on is easy to replicate. Most of them also have a central team of founders who can change the rules, which makes them feel more like stocks than Bitcoin.
Wealthy investors have always turned to gold when things get shaky. Gold is scarce. It’s been used as money for thousands of years. It holds energy better than cash or most stocks. But even gold leaks. There’s new gold mined every year, and there’s more out there we haven’t even found yet—maybe even in space. Gold’s inflation rate is about 1–2% a year. Better than bank money, but it still leaks.
Why You Should Bet On Bitcoin
And then there’s Bitcoin.
Bitcoin is different. It’s the first money we’ve ever had where we know exactly how many there will be—21 million. That number can’t change. Nobody can print more. Nobody can water it down. And because it lives in cyberspace, it moves at the speed of light and can’t be easily taken or frozen. That makes it the least leaky energy storage device we’ve ever seen.
Think of it like this: in the old system, gold was the anchor. Around gold we built bonds, stocks, derivatives, and insurance. That was the money pyramid of the industrial age.
Now we’re building a new system. At the center is Bitcoin. Around Bitcoin, we have other digital assets—stablecoins, NFTs, tokens like Ethereum and Solana. But they all orbit Bitcoin, because Bitcoin is the true anchor. The digital gold. The rock.
It’s not just about price. It’s about what it does for savers. It gives people a simple, strong way to store their energy. A place they can trust to hold the value of their hard work across time—without it leaking away while they sleep.
That’s the real gift of Bitcoin. It’s not hype. It’s not gambling. It’s not just tech. It’s a better battery for human effort.
And in a world where everything leaks—where dollars lose value, where companies rise and fall, where even gold isn’t fully safe—Bitcoin gives us a way to store our energy with confidence.
That’s why it matters.
Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.
