Homebuyers can access down payment assistance programs, such as grants, forgivable loans, deferred-payment loans, and low-down payment loans, to help cover the upfront costs of homeownership.
Category: Finance
Money Is Stored Energy: Why Bitcoin Matters
Bitcoin is the most secure and reliable way to store energy, as it is the only cryptocurrency with a limited supply of 21 million and cannot be easily replicated or frozen.
Turning Influence Into Equity: How Black Stars Can Build Generational Wealth
Black athletes and musicians are building billion-dollar brands, but too often, someone else owns the scoreboard, and two insiders, Brandon Comer and Jennifer Horton, are advocating for a shift in ownership and equity for these stars.
Texas Boosts Community Colleges to Fuel Skilled Workforce Development
Texas is investing in its community colleges and workforce education system to better prepare its citizens for the future, with the help of legislation, partnerships, and investments from companies like JPMorgan Chase.
AI: The Great Equalizer in Business
By Corey L. Kirkendoll, President & CEO, 5K Technical Services. In today’s fast-paced digital world, one thing is clear: using Artificial Intelligence (AI) is no longer optional—it’s essential. Whether you’re […]
Could Universal Rental Assistance Solve the Housing Crisis?
Expanding rental assistance to all eligible low-income households would be an effective way to solve the rental affordability crisis, as evidenced by the fact that 54% of renters in the U.S. are cost-burdened and that even a 25% drop in rents would not significantly reduce this burden.
Money 101: Navigating Trade Wars: Protecting Your Money in a Turbulent World
Trade wars create uncertainty, but understanding which assets tend to perform well and the importance of embracing digital money like Bitcoin can help protect and grow your money.
Debt and Lower Savings Leave Black Americans Behind in Retirement Readiness
Black Americans continue to face challenges in saving for retirement due to debt, lower savings, and uneven access to financial advice and planning, with 44% of Black retirees retiring earlier than planned due to health problems or disabilities.
Paul Quinn College Hosts Black Founder Weekend for Economic Growth
A Groundbreaking Weekend at the Intersection of Culture and Capital Black Founder Weekend 2025, a first-of-its-kind gathering in Dallas, brought more than just conversation to Paul Quinn College from June […]
The DEC Network Rebranded with Charles Schwab Bank to Foster Economic Growth
Charles Schwab Bank honored a promise to support the community in their entrepreneurial and financial endeavors last Wednesday at The DEC Network at Redbird. The event was packed with community […]
