The evolution of credit markets and the rise of real estate as a hedge against inflation have led to a shift towards mortgage lending, with banks recognizing the value of homes as collateral, but with the potential for market crashes if incomes cannot support the weight of debt.
Category: Lifestyle
Dallas Bike Plan 2025…to 2045?
The Dallas Bike Plan was updated in 2022 with a $2.5 million budget, but costs have risen to $300 million to complete high-scoring projects, and the plan is scheduled for adoption in 2025.
Video of Church Shaming Unwed Pregnant Woman Sparks Heated BacklashÂ
It started with a January 5 live stream of a church service on Facebook. In it, a young woman, fighting back tears, stands in front of her church congregation, publicly […]
Black Health Disparities: Still a Thing
Black Americans are more likely to die from heart disease, cancer, cerebrovascular disease, accidents, and COVID-19 due to social determinants of health, including economic stability, education, healthcare, neighborhoods, and social context.
It’s Time… Digital Detoxing for Your Health
The American Psychological Association reports that 69% of Americans experienced election anxiety, and excessive screen time has led to “digital eye strain” and “tech neck”, but a digital detox can help reduce these issues and promote intentional socializing and rest.
With Trump on the Way, Look to States To Pick Up Medical Debt Fight
State legislatures are looking to protect Americans from medical debt by enacting new initiatives such as keeping medical bills off credit reports, strengthening oversight of medical credit cards, and expanding financial aid programs for patients.
7 Christmas Carols That Bear a Touch of Soul
Christmas carols, including “Mary’s Boychild”, “Rise Up, Shepherd, and Follow”, “This Christmas”, “Go Tell it On The Mountain”, “Mary Had a Baby”, “Sweet Little Jesus Boy”, and “Jesus. Jesus. Oh, What a Wonderful Child”, are filled with history and agony, but also pure joy, and are written by African Americans whose music has always given us life.
The Black Reverse Migration and the Future of the South
Black Americans are returning to the South in the New Great Migration, seeking opportunities, family, and culture, and reshaping the region with their political power and cultural legacy.
Why Black Christmas Means Resistance
Black Americans have historically used the Christmas season to resist slavery, and today continue to resist injustices by supporting Black-led organizations and participating in protests.
It’s Not Just You: Sugar Is Addictive
Sugar addiction is a real and harmful phenomenon, with Black Americans consuming nearly 80 grams of added sugar daily, and the food industry is complicit in creating this addiction by hiding sugar in everyday foods.
